• What Does Allstate Insure
• Does Allstate Insure High Risk Drivers Michigan
• Does Allstate Insure High Risk Drivers Ohio

. If you are a driver with a bad driving record, such as involvement in accidents, speeding violations, DUIs, DWIs, or damage to property, you may need to buy high risk car insurance. If auto insurance companies label you “high risk”, be prepared to lose any safe driver discounts and for your car insurance rates to increase. However, by comparing high risk auto insurance quotes online, you can still find good coverage at affordable rates. Best High Risk Auto Insurance Companies Some insurance companies specialize in offering affordable car insurance for high risk drivers.

In the chart below, we compare the best high risk auto insurance companies (GEICO, Allstate, Nationwide, and MetLife) to find the cheapest rates by category. On average, GEICO is the cheapest high risk auto insurance company. Nonetheless, Allstate is a close second, and was even cheaper in the “DUI and Accident” category, averaging $2,300 per year versus GEICO’s $2,500. Otherwise, Nationwide and MetLife were consistently more expensive. If you’re looking for cheap high risk auto insurance, the best company seems to be GEICO or Allstate. Note: this information was collected using a limited sample size, and the results of this study may not accurately reflect the cost of car insurance for you.

What Does Allstate Insure

Your high risk premiums will depend on your state of residence, age, gender, driving history, make and model vehicle, as well as other factors. As always, it is important that consumers compare car insurance quotes from multiple companies before buying coverage. Cost of High Risk Auto Insurance Below, we compared the cost of high risk auto insurance by state. You will find that high risk auto insurance rates are different depending on the state you live in and the type of violation you commit.

Does Allstate Insure High Risk Drivers Michigan

Does Allstate Insure High Risk Drivers Ohio

Moving violations such as speeding tickets will affect your premiums, but not nearly as much as a DUI or accident. However, the highest premiums are reserved for inexperienced, young drivers because this risk category is the costliest for insurance companies to insure.